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One of the biggest motivators Americans have for paying their bills on time is to keep their credit scores intact.

After all, credit scores impact everything from mortgages to car loans to insurance rates.

But if you move overseas, your credit history in the United States typically has no bearing since other countries have their own systems for judging borrowers' creditworthiness.

But while it may be tempting to skip out on your debt, thinking your credit card issuer can't touch you overseas, doing so could create a bigger headache later on, experts warn.

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